American Consumer Credit Counseling Data Breach Settlement
American Consumer Credit Counseling Data Breach Settlement
Accepting Submissions
American Consumer Credit Counseling has agreed to settle a class action over a January 2025 data incident. Data included employee email accounts, with files inside that held names, Social Security numbers, driver's license numbers, financial account numbers, and payment card information. About 11,611 people were sent notice. You can claim up to $3,500 for documented out-of-pocket losses plus up to $80 for the time you spent dealing with the breach, or take a flat $45 payment with no proof required.
Everyone covered can also enroll in three years of credit monitoring that includes $1 million in fraud insurance. The claim deadline is September 16, 2026. Objections are due August 17, 2026, and the final approval hearing is set for October 8, 2026. The court has not granted final approval yet.
Eligibility
You may qualify if you were notified that your personal information was caught up in the January 2025 data incident at American Consumer Credit Counseling. The incident involved unauthorized access to employee email accounts. Losses you claim must have happened between January 27, 2025, and September 16, 2026.
You received a notice letter from American Consumer Credit Counseling about the January 2025 data incident
Your name, Social Security number, driver's license number, financial account number, or payment card information was involved
You file a claim by September 16, 2026
You can document your losses, or you take the $45 flat payment instead
A claim form is required, and nothing is paid automatically. Reporting on this settlement says there is no exclusion option, so your choices are to file a claim, object, or do nothing. The court has not granted final approval.
FAQ
Our mission is to help people get the compensation they deserve. We are providing this information and a direct link to the official site to ensure you don't miss out on money you may be owed. However, this will mean that claims submitted for this settlement will not be reviewed, monitored, or have additional support from ClaimsHero.
No. For this claim, we are directing you to the official claims administrator website. There are no fees from ClaimsHero. This is different from our full-service representation campaigns, where we work on a contingency basis, review and monitor the status of your claim, and only get paid if your claim is successful.
Our goal is to raise awareness and guide you to the official claims website. We do not review your claim, handle your documents, monitor the status of your claim, contact you if there are any needed revisions or updates, or represent you in this specific matter. Our goal is to ensure you are provided a path to make your claim.
You must file your claim directly on the official settlement website, which is managed by the court-appointed claims administrator. The only place to submit your claim is through the link provided above.
All questions about your claim must be directed to the claims administrator. Because we simply provide a path to the claims administrator’s website to submit, our support team does not have access to your submission details. You can find their contact information on the official website through the link provided above.
File Your Claim
Claims are due September 16, 2026. File with documents for a larger payment, or take the $45 flat payment with no proof.
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