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American Express Antitrust Settlement

American Express Antitrust Settlement

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American Express has agreed to a $17.5 million settlement following allegations of antitrust violations. If you made certain non-rewards credit card purchases in Illinois between January 29, 2016, and June 1, 2022, you may be eligible for a cash payment.

Claim Value:

Pro rata share of $17.5M

Overview

A $17.5 million settlement has been reached in a class action lawsuit, Moskowitz, et al. v. American Express Company, alleging that American Express violated antitrust laws by including "anti-steering" rules in its merchant agreements. These rules allegedly prevented merchants from encouraging customers to use other payment methods with lower transaction fees, causing merchants to raise prices for all customers. A jury found Amex liable under Illinois law, leading to this settlement.

Eligibility

You may be eligible for a monetary payment if you used your qualifying Visa, Mastercard or Discover credit card to make qualifying purchases between January 29, 2016 and June 1, 2022.

You used a Visa, Mastercard, or Discover credit card (with no rewards or annual fee)

You made an in-person purchase at a qualifying merchant in Illinois

Your account billing address was in Illinois during all or some of the period 1/29/2016 to 6/1/2022

Your purchase occurred between 1/29/2016 and 6/1/2022

To be a qualifying card, your Visa, Mastercard or Discover must be a general purpose credit or charge card account that does not offer credit card rewards or charge an annual fee. For more information, see the official Settlement Website.

File Your Claim by May 19, 2026

Submit a claim to receive a pro rata share of the $17.5 million settlement fund.

No proof of purchase is required for the initial claim submission.

Frequently Asked Questions

Our mission is to help people get the compensation they deserve. We are providing this information and a direct link to the official site to ensure you don't miss out on money you may be owed. However, this will mean that claims submitted for this settlement will not be reviewed, monitored, or have additional support from ClaimsHero.

No. For this claim, we are directing you to the official claims administrator website. There are no fees from ClaimsHero. This is different from our full-service representation campaigns, where we work on a contingency basis, review and monitor the status of your claim, and only get paid if your claim is successful.

Our goal is to raise awareness and guide you to the official claims website. We do not review your claim, handle your documents, monitor the status of your claim, contact you if there are any needed revisions or updates, or represent you in this specific matter. Our goal is to ensure you are provided a path to make your claim.

You must file your claim directly on the official settlement website, which is managed by the court-appointed claims administrator. The only place to submit your claim is through the link provided above.

All questions about your claim must be directed to the claims administrator. Because we simply provide a path to the claims administrator’s website to submit, our support team does not have access to your submission details. You can find their contact information on the official website through the link provided above.

If you have more questions, please visit the official website of this settlement and contact the claims administrator.

Tony Lin
Garrett Marcotte
Matt Freund
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