Equifax Inquiry Dispute Settlement
Equifax Inquiry Dispute Settlement
Accepting Submissions
The proposed $30 million settlement resolves four lawsuits, including Hines v. Equifax Information Services LLC, that allege Equifax failed to conduct reasonable investigations of credit file inquiry disputes or remove the hard inquiries being disputed. Equifax denies the allegations. Estimated payments are about $300 for the certified group, about $400 for the New York subclass, and about $100 for the general dispute group.
Claims are due November 29, 2026. The deadline to opt out or object is November 20, 2026. The court will hold a final approval hearing on December 10, 2026, and has not yet granted final approval.
Eligibility
You may qualify if Equifax's records show it received your dispute of a hard inquiry between August 31, 2021, and March 27, 2026, or a mailed dispute of a hard inquiry coded as not mine or unauthorized between October 4, 2016, and March 27, 2026. You must file a claim to get paid.
You live in the United States or its territories
Equifax received your dispute of a hard inquiry between August 31, 2021, and March 27, 2026
Certified group members who mailed a dispute from October 4, 2016, get a larger share
You attest on the claim form that the disputed inquiry harmed you
You file a claim by November 29, 2026
A claim form is required, and payment is not automatic. The court has not granted final approval, and the hearing is set for December 10, 2026. The $100 to $400 amounts are estimates that can go up or down with the number of valid claims.
FAQ
Our mission is to help people get the compensation they deserve. We are providing this information and a direct link to the official site to ensure you don't miss out on money you may be owed. However, this will mean that claims submitted for this settlement will not be reviewed, monitored, or have additional support from ClaimsHero.
No. For this claim, we are directing you to the official claims administrator website. There are no fees from ClaimsHero. This is different from our full-service representation campaigns, where we work on a contingency basis, review and monitor the status of your claim, and only get paid if your claim is successful.
Our goal is to raise awareness and guide you to the official claims website. We do not review your claim, handle your documents, monitor the status of your claim, contact you if there are any needed revisions or updates, or represent you in this specific matter. Our goal is to ensure you are provided a path to make your claim.
You must file your claim directly on the official settlement website, which is managed by the court-appointed claims administrator. The only place to submit your claim is through the link provided above.
All questions about your claim must be directed to the claims administrator. Because we simply provide a path to the claims administrator’s website to submit, our support team does not have access to your submission details. You can find their contact information on the official website through the link provided above.
File Your Claim
Claims are due November 29, 2026. Have the claim number and PIN from your notice, since the online claim form asks for them.
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