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Illinois Credit Card Surcharges Settlement

Illinois Credit Card Surcharges Settlement

Illinois Credit Card Surcharges Settlement Header Image

American Express has agreed to pay $17.5 million in response to allegations that their "anti-steering" agreements caused merchants to raise prices for all consumers, including those who didn't use American Express cards.

Est Claim Value:

Pro rata of $17.5M

Overview

This lawsuit alleges that "anti-steering" agreements that American Express required of merchants who accepted American Express cards led those merchants to raise prices for all consumers, even those who did not pay with an American Express card. To settle these allegations, American Express has agreed to pay eligible card users in Illinois a pro rata portion of the total settlement amount of $17.5 million.

Eligibility

You may be eligible for benefits if you were an Illinois resident who used a non-rewards Visa, Mastercard, or Discover credit card for an in-person purchase at qualifying retailers between January 29, 2016, and June 1, 2022.

Your account billing address was in Illinois between 1/29/2016 and 6/1/2022

You used a non-rewards Visa, Mastercard, or Discover credit card for in-person purchases at qualifying retailers

Your purchase was made between 1/29/2016 and 6/1/2022

Individuals who held an American Express card at any time during the class period are excluded.

File Your Claim by 05/19/2026

Receive a pro rata portion of the total $17.5 million settlement.

Frequently Asked Questions

Our mission is to help people get the compensation they deserve. We are providing this information and a direct link to the official site to ensure you don't miss out on money you may be owed. However, this will mean that claims submitted for this settlement will not be reviewed, monitored, or have additional support from ClaimsHero.

No. For this claim, we are directing you to the official claims administrator website. There are no fees from ClaimsHero. This is different from our full-service representation campaigns, where we work on a contingency basis, review and monitor the status of your claim, and only get paid if your claim is successful.

Our goal is to raise awareness and guide you to the official claims website. We do not review your claim, handle your documents, monitor the status of your claim, contact you if there are any needed revisions or updates, or represent you in this specific matter. Our goal is to ensure you are provided a path to make your claim.

You must file your claim directly on the official settlement website, which is managed by the court-appointed claims administrator. The only place to submit your claim is through the link provided above.

All questions about your claim must be directed to the claims administrator. Because we simply provide a path to the claims administrator’s website to submit, our support team does not have access to your submission details. You can find their contact information on the official website through the link provided above.

If you have more questions, please visit the official website of this settlement and contact the claims administrator.

Tony Lin
Garrett Marcotte
Matt Freund
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