TransUnion Bankruptcy Credit Report Settlement
TransUnion Bankruptcy Credit Report Settlement
Accepting Submissions
The lawsuit alleges that TransUnion sold credit reports that listed a bankruptcy remark on an account even though the same report showed no public record of a bankruptcy filing. The proposed settlement creates an $8,310,000 fund for about 57,000 people in two groups. People in the No Bankruptcy Group get an automatic $100 payment, and those who file a valid claim are expected to get about $1,000. People in the Aged Bankruptcy Group must file a claim, and their payment is expected to be about $350.
Claims are due October 30, 2026, and the deadline to opt out or object is also October 30, 2026. The court will hold a final approval hearing on December 2, 2026. The payment figures are estimates based on typical claim rates and may end up lower or higher.
Eligibility
You may qualify if TransUnion sold a credit report about you between January 6, 2020, and January 31, 2023, that showed a bankruptcy remark on an account but no bankruptcy in the public record section. You must also have no government record of a bankruptcy filing in the 10 years before the report date.
TransUnion sold a report about you between January 6, 2020, and January 31, 2023
The report showed a bankruptcy remark on an account but no public record bankruptcy
You did not file for bankruptcy in the 10 years before the report date
You file a claim by October 30, 2026
A claim form is required for the larger payments, and only the No Bankruptcy Group gets an automatic $100. The court has not granted final approval, and the hearing is set for December 2, 2026. The $350 and $1,000 figures are estimates that depend on how many people file valid claims.
FAQ
Our mission is to help people get the compensation they deserve. We are providing this information and a direct link to the official site to ensure you don't miss out on money you may be owed. However, this will mean that claims submitted for this settlement will not be reviewed, monitored, or have additional support from ClaimsHero.
No. For this claim, we are directing you to the official claims administrator website. There are no fees from ClaimsHero. This is different from our full-service representation campaigns, where we work on a contingency basis, review and monitor the status of your claim, and only get paid if your claim is successful.
Our goal is to raise awareness and guide you to the official claims website. We do not review your claim, handle your documents, monitor the status of your claim, contact you if there are any needed revisions or updates, or represent you in this specific matter. Our goal is to ensure you are provided a path to make your claim.
You must file your claim directly on the official settlement website, which is managed by the court-appointed claims administrator. The only place to submit your claim is through the link provided above.
All questions about your claim must be directed to the claims administrator. Because we simply provide a path to the claims administrator’s website to submit, our support team does not have access to your submission details. You can find their contact information on the official website through the link provided above.
File Your Claim
Claims are due October 30, 2026. The form asks whether the bankruptcy remark lowered your score or led to a credit denial, and you sign under penalty of perjury.
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